New York Salary Calculator · 2026
New York Income Tax Guide
Understand the layers behind a New York paycheck: federal income tax, state income tax, payroll taxes and any applicable local resident tax.
How your estimate works
We begin with annual W-2 wages, subtract the deductions you enter and apply the standard deductions for your filing status. Each tax is calculated separately. The annual result is then averaged over your selected pay frequency.
State tax and city tax are different
New York State uses progressive income-tax brackets. NYC residents also pay a separate city tax. Yonkers residents pay a surcharge based on their New York State tax. Choosing the correct residence matters.
Higher incomes and recapture
New York can recapture some benefits of lower tax brackets when adjusted gross income exceeds $107,650. The calculator includes the 2026 recapture worksheets rather than applying only a simple bracket calculation.
What can change your actual paycheck?
Your W-4 and IT-2104 elections, tax credits, other income, spouse income, paid-family-leave contributions and employer payroll deductions can change actual withholding. Our tool is an annualized estimate with disclosed assumptions.